01 — Your inbox, but useful

Your inbox might be hiding money. OWED finds it.

Companies settle class actions all the time, and most people never claim their share. Owed reads your Gmail (read-only), spots settlements you may be owed money from, and texts you. You tap, you file, you move on with your day.

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Free. Read-only. Never sold. Delete anytime. Standard message rates may apply.

O
Owed

Today 9:41 AM

hey, it's Owed 👋 i checked your email. you may be owed money from 2 settlements:

1. Acme Streaming auto-renewal settlement: receipt from acmestream.example. deadline mar 3
2. Parcel Co. data breach settlement: notice from parcelco.example. deadline apr 18

1

you might get about $40 (estimate). text yes and i'll help you file it.

yes 🙌

02 — Why Owed

Companies settle class actions all the time. Most people never claim their share. The notice looked like spam. The deadline slipped by. The form was a chore. Owed handles the boring part.

Three steps. About two minutes.

03 — For individuals
  1. 1

    Connect Gmail, read-only

    One tap through Google. We can look, never send, delete or change a thing.

  2. 2

    We match your receipts

    Settlement notices and receipts get checked against open class action settlements, every day.

  3. 3

    We text you. You file.

    No app to download. We send what you may be owed and the deadline, then help fill in the claim form.

04 — What we look for

The boring emails are the valuable ones.

Settlement notices

"You may be a class member…" emails that are easy to mistake for spam.

Data breach letters

The "we recently discovered unauthorized access" kind.

Auto-renewals

Subscriptions that renewed and charged you before you noticed.

Receipts and fees

Purchases and surprise fees tied to an open settlement.

The part most apps skip · In early testing

Owed also watches for the next case, before it's filed.

When the same company does the same thing to lots of people, Owed can notice the pattern and help the people affected reach a law firm that can look into it. You choose whether to be connected.

See how it works →

We read your receipts so you don't have to. OWED never sells them.

05 — The deal
Read-only

Look, don't touch

Gmail access is read-only. Disconnect with one text, anytime.

Tiny footprint

No full emails kept

We keep short quotes (300 characters max) that show why you may be owed. Encrypted.

Never sold

Not for ads. Not for sale.

No advertisers, no data brokers. Your inbox isn't the product.

Your call

Delete anytime

Text delete and it's gone. Text stop and we go quiet.

See exactly what Owed keeps.

06 — See for yourself
What Owed saves
  • A short quote, up to 300 characters, showing why you may be owed
  • The sender's domain and the email's date
  • Gmail's message ID, so Owed doesn't read it twice

Never saved: the rest of the email, your name and address in it, attachments, contacts or sent mail. All of it encrypted.

A made-up example email. Rules from our privacy policy.

07 — For firms In early testing

Owed spots the pattern. People choose to meet you.

When the same fee, renewal or breach notice shows up for lots of Owed users, Owed notices. People who may have been affected can choose to be introduced to a named firm, with the related emails they approve. Your firm decides whether there's a case.

  • Consent first. Each introduction is one person saying yes to your firm, by name, for one matter. They can take it back.
  • Evidence they approved. People see exactly which related emails go with their introduction. Never a whole inbox.
  • A flat fee, never a cut. A flat fee per introduction. It never depends on a case being filed, won or settled.
Talk to us

Owed isn't a law firm and doesn't give legal advice. Case finding is in early testing, so the details may change.

Example brief · made up
Pattern
Acme Fitness · surprise $4.99 fee
Seen
Same fee, same month, three cities
Said yes
Nashville ✓Austin ✓Denver ✓
Comes with
The fee email each person approved
You decide

Fair questions.

08 — FAQ
Is this a scam?

Good instinct. We never ask for passwords, bank details or your Social Security number. We connect to Gmail through Google's own sign-in, read-only, and you can disconnect anytime by texting disconnect or from your Google account settings.

When we find a settlement, we point you to the official claim site. Check that it matches the site named in the notice before you enter anything.

How much does it cost?

Nothing. Owed is free to use, and any settlement money goes straight to you from the settlement administrator.

How much money will I get?

It depends on the settlement and how many people file. Some pay a few dollars, some much more. We show the court-approved details and our best estimate, and we won't promise amounts we can't know.

Are you a law firm?

No. Owed isn't a law firm and doesn't give legal advice. We help you find and file claims in settlements that already exist.

What's "case finding"?

It's optional and off unless you turn it on. Owed compares small facts across its users, like the company, date and amount of a charge, to spot the same problem hitting lots of people, such as the same surprise fee from the same company. That could be a new class action. This analysis stays inside Owed.

If a pattern looks real, we'll text you the name of the law firm looking into it and ask if you want to be connected with them. If you say yes, we show you exactly which of your related emails would go with your introduction, and you sign. Nothing happens unless you do.

A partner firm may pay Owed a flat fee for each person who chooses to be connected. That fee is for the introduction, never for your data: we never sell your emails or your Gmail data. It also never depends on whether a case wins. Details are in our privacy policy.

Which email providers work?

Gmail for now. Others are on the list.

09 — Get what you're owed

Text Owed. It takes it from there.

Tap below and send the text. Owed replies with its contact card and a link to connect Gmail, read-only.

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On a computer? Text (405) 568-7605 from your phone.