Your inbox might be hiding money. OWED finds it.
Companies settle class actions all the time, and most people never claim their share. Owed reads your Gmail (read-only), spots settlements you may be owed money from, and texts you. You tap, you file, you move on with your day.
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Today 9:41 AM
hey, it's Owed 👋 i checked your email. you may be owed money from 2 settlements:
1. Acme Streaming auto-renewal settlement: receipt from acmestream.example. deadline mar 3
2. Parcel Co. data breach settlement: notice from parcelco.example. deadline apr 18
1
you might get about $40 (estimate). text yes and i'll help you file it.
yes 🙌
Three steps. About two minutes.
02 — How it worksConnect Gmail, read-only
One tap through Google. We can look, never send, delete or change a thing.
We match your receipts
Settlement notices and receipts get checked against open class action settlements, every day.
We text you. You file.
No app to download. We send what you may be owed and the deadline, then help fill in the claim form.
Owed also watches for the next case, before it's filed.
When the same company does the same thing to lots of people, Owed can notice the pattern and help the people affected reach a law firm that can look into it. You choose whether to be connected.
We read your receipts so you don't have to. OWED never sells them.
03 — The dealLook, don't touch
Gmail access is read-only. Disconnect with one text, anytime.
No full emails kept
We keep short quotes (300 characters max) that show why you may be owed. Encrypted.
Not for ads. Not for sale.
No advertisers, no data brokers. Your inbox isn't the product.
Delete anytime
Text delete and it's gone. Text stop and we go quiet.
See exactly what Owed keeps.
04 — See for yourselfFrom Parcel Co. Settlement Administrator <notices@>
Date
Subject Notice of proposed class action settlement
Hi Jordan,
This notice is about your Parcel Co. account ending in 4417, shipped to 18 Elm St. You may be a member of the class in the Parcel Co. Data Breach Settlement because your information may have been involved in a 2025 data incident. To get a payment, submit a claim on the official settlement website by April 18, 2026.
Your claim ID is PC-88213-K. Keep this email for your records. Questions? Reply to this message or call our support line, Monday to Friday.
Thanks for shipping with Parcel Co.
- A short quote, up to 300 characters, showing why you may be owed
- The sender's domain and the email's date
- Gmail's message ID, so Owed doesn't read it twice
Never saved: the rest of the email, your name and address in it, attachments, contacts or sent mail. All of it encrypted.
A made-up example email. Rules from our privacy policy.
The boring emails are the valuable ones.
Settlement notices
"You may be a class member…" emails that are easy to mistake for spam.
Data breach letters
The "we recently discovered unauthorized access" kind.
Auto-renewals
Subscriptions that renewed and charged you before you noticed.
Receipts and fees
Purchases and surprise fees tied to an open settlement.
Fair questions.
06 — FAQIs this a scam?
Good instinct. We never ask for passwords, bank details or your Social Security number. We connect to Gmail through Google's own sign-in, read-only, and you can disconnect anytime by texting disconnect or from your Google account settings.
When we find a settlement, we point you to the official claim site. Check that it matches the site named in the notice before you enter anything.
How much does it cost?
Nothing. Owed is free to use, and any settlement money goes straight to you from the settlement administrator.
How much money will I get?
It depends on the settlement and how many people file. Some pay a few dollars, some much more. We show the court-approved details and our best estimate, and we won't promise amounts we can't know.
Are you a law firm?
No. Owed isn't a law firm and doesn't give legal advice. We help you find and file claims in settlements that already exist.
What's "case finding"?
It's optional and off unless you turn it on. Owed compares small facts across its users, like the company, date and amount of a charge, to spot the same problem hitting lots of people, such as the same surprise fee from the same company. That could be a new class action. This analysis stays inside Owed.
If a pattern looks real, we'll text you the name of the law firm looking into it and ask if you want to be connected with them. If you say yes, we show you exactly which of your related emails would go with your introduction, and you sign. Nothing happens unless you do.
A partner firm may pay Owed a flat fee for each person who chooses to be connected. That fee is for the introduction, never for your data: we never sell your emails or your Gmail data. It also never depends on whether a case wins. Details are in our privacy policy.
Which email providers work?
Gmail for now. Others are on the list.
Text Owed. It takes it from there.
Tap below and send the text. Owed replies with its contact card and a link to connect Gmail, read-only.
Try NowOn a computer? Text (405) 568-7605 from your phone.